259 East 500 South
Bountiful, UT 84010
Office: 801-927-3000
Sales: 480-363-8928
Email: info@raineyhomes.com
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*First-year interest rate loan scenario: $969,900 purchase price and $581,940 loan amount on a 30-year fixed Conventional loan with a 2-1 Temporary Rate Buydown feature. In Year 1, the interest rate is reduced 2% to 3.99% with an estimated monthly principal and interest payment of $2,775. In Year 2, the interest rate is reduced 1% to 4.99% with an estimated monthly principal and interest payment of $3,120. Beginning in Year 3 and for the remainder of the loan, the interest rate is 5.99% with a 6.038% APR and an estimated monthly principal and interest payment of $3,485. This promotion is valid with a signed purchase agreement on or before August 31, 2026, and financing must be obtained through Team 101 at Northpointe Bank. Rates shown were retrieved on July 10, 2026, and reflect a builder-paid temporary interest rate buydown for qualified buyers. Buyers must qualify at the fully indexed note rate, not the introductory buydown rate. Monthly payments shown are principal and interest only and do not include taxes, homeowners insurance, HOA dues, or mortgage insurance, if applicable. All loans are subject to credit approval. Rates, terms, and promotional offers are subject to change or be discontinued without notice. This is not a commitment to lend. Northpointe Bank is an Equal Housing Lender.